Savings

The idea of making your money work as hard you do is appealing to all of us! Unfortunately though, if you have money sitting in a deposit account with your day-to-day bank, it's not, because most deposit rates barely beat inflation. The best way to get inflation-beating returns over the long term is by investing in the stock-market. But, for most of us, investing in the stock market can seem daunting and out of reach.

Our professional advice will remove all the tough questions and show you an easy way to access stock markets, company shares, bonds and property through investment and pension funds administered by the Ireland's leading investment managers. We can help you figure out what kind of investor you are, so that we can find the combination of funds and fund providers that most suits your needs, appetite for risk and growth expectations.

All investors have one thing in common - they want their money to grow. But all investors are also different - some want to guarantee their investment, others are more ambitious and want to invest in assets with a higher potential for growth, even if that means taking on more risk. As a result, not all investment funds will be right for everyone.

At face2face, we can help you figure out what kind of investor you are, so that we can find the combination of funds and fund providers that most suits your finances, appetite for risk and growth expectations. Before deciding what to do with your money, we must consider:

1. Your financial goals - Are you saving for the long or the short term?

2. Your attitude to risk - High risk => high returns, Low risk => lower returns

3. Lump-sum investments or regular savings? - investment bonds or tracker bonds

Our straight-talking, professional advice will make your choices clear. Our analysys will shouw you the right path to take depending on your own personal income, investor profile and financial objectives.

Contact Us (HERE) today to arrange a financial review to discuss analyse your investor profile and figure what type of long and short term facilities would suit you.

Mark Dunne t/a face2face Personal Finance is regulated by the Central Bank of Ireland.